Does My Uninsured Motorist Coverage Protect Me If a Truck Caused My Accident?
Yes. When a truck strikes your car, and does not have insurance, you have access to your uninsured motorist coverage. Most trucks that do interstate transportation of goods and merchandise have significantly high levels of insurance and therefore uninsured motorist claims are rare. However many local trucking companies and truck operators either fail to carry the prescribed minimum insurance, or have allowed their insurance to lapse. In these cases, you not only have a claim against the truck company and driver, but you can also bring a claim with your uninsured motorist insurance.
Bringing a claim against your uninsured motorist carrier does not increase your rates, nor does it interfere with your ability to bring an action against the other driver. However if you recover from the driver, the uninsured motorist carrier will be paid back as well.
In cases where there are significant damages due to negligent operation of a truck, and limited uninsured motorist coverage, it is of vital to bring an action against both. We can help you with the claims process. Please call us at (888) 752-7474 immediately.
We want to help you soar above not just survive the damages and injuries associated with an automobile and truck accident.
by James E. Ballidis
James Ballidis is the managing attorney for Allen, Flatt, Ballidis & Leslie and has been practicing personal injury law for over 35 years.
If you need assistance or want to speak to an attorney about your accident or injury, call (888) 752-7474 or contact us.
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You were wonderful throughout my case. Thank you so much for taking the time to explain the process so that I could feel comfortable. When I was hurt, I really did not know where to turn and Suzanne was comforting and knowledgable. Thanks again for all you did.